Income Protection
Regardless of your circumstances, we will source you the perfect income protection policy
We are Income Protection Experts!
We have completed thousands of income protection policies over the past couple of decades, so you are in great hands.
Income Protection policies are designed to replace lost income with a regular sum of money. Also referred to as an Income Protection Policy, or an IPP. This type of policy provides security for when someone is unable to work due to sickness or injury.
These policies are not to be confused with either Critical Illness Cover (which cover specific life-threatening conditions) and Life Insurance (which pays out upon the policy holders passing). This policy will provide a regular income benefit following any illness which is not specifically excluded.
Ensuring the policy is renewed, income protection provides an income for as long as you are unable to return to work, typically until your retirement age. They are therefore not whole of life plans.
These policies are designed for any person who is working, whether they be employed or self-employed. Whilst individuals may feel they are covered by company sick pay, it is likely that this will expire after twelve months at most, meaning this ongoing protection is critical.
Policies can be customised to suit any existing protection policies already in place, with The Mortgage Expert protection specialists best placed to advise on this. We have arranged and completed income protection cover for hundreds of people across the UK, so contact us today to speak to a member of the team.
We are not just Mortgage Experts, but Protection Specialists too!
With nearly 150 years of financial services experience, from debt management to mortgages to protection, our varied industry knowledge will cater for any financial circumstance you find yourself in.
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Contact us today to source the perfect income protection policy!
Our experienced protection specialists are ready and waiting to match your individual circumstances with the ideal policy. Complete this form and we will get straight back to you.
THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
We charge a fee of £750 for the straight forward mortgage application and up to £1,495 for the more complex ones. Prior to application we will let you know when this becomes payable. Please note we do not charge any fees upfront. CCJ Mortgage Expert, IVA Mortgage Expert, Expat Mortgage Expert and The Mortgage Expert are trading styles of The Mortgage Expert Group Ltd. The Mortgage Expert Group Limited is authorised and regulated by the Financial Conduct Authority (FCA) and is entered on the Financial Services Register under reference 980777. Registered in England 11642575. Registered Office: Wrest Park, Silsoe, Bedford, Bedfordshire MK45 4HS. It is our intention to provide you with a high level of customer service at all times. If there is an occasion when we do not meet these standards and you wish to register a complaint, please contact us by writing to our Customer Services Department, The Mortgage Expert, Wrest Park, Silsoe, Bedford, Bedfordshire MK45 4HS or by phone: 01582 450000. If you cannot settle your complaint with us, you may be entitled to refer it to the Financial Ombudsman Service