Our Expert Consultants Specialise in Debt Consolidation Remortgages.

Looking to Consolidate your Debts...

By Remortgaging your Property...

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Contact the Experts Today!

Our expert team are ready to help you. Complete the form below...

    Debt consolidation specialists

    Qualified team of expert brokers

    Access to exclusive rates

    We can access exclusive lender rates

    Personal service

    It is as personal to us as it is to you

    Vast Experience

    Completed over 4,300 mortgages

    Why Choose The Mortgage Expert Group...

    We have helped 1000's of clients to consolidate debts by remortgaging. But why choose us?

    Access Whole of the Market

    As a whole of market mortgage broker, we have access to a wide variety of products, allowing us to recommend the ideal mortgage for your circumstances.

    Debt Consolidation Experts

    Do not just settle for any mortgage broker, we are debt consolidation specialists, with vast experience of different loans, credit cards etc...

    Over 4,300 Mortgages

    Regardless of your personal circumstances, our debt consolidation specialists will have seen it before. They are ready to help you!

    Why Remortgage to Pay Off Debt?

    Looking for a Remortgage and Debt Consolidation Expert? You've come to the right place!
    What is debt consolidation?
    Consolidating debt is a fairly basic concept. This involves taking a number of debts - for example credit cards and loans and merging the outstanding balances into one single debt which offers a more cost-effective interest rate. The aim is that by consolidating your debts, your monthly repayments will be lower, therefore relieving the pressure of the outstanding debt.
    Should you consider consolidating your debt?
    Unfortunately, there is no answer that fits all here, as it completely depends upon your personal circumstances, particularly the level of debt and the sources of the amounts outstanding. For instance, if you have a lot of credit card debt, consolidation may well be a good idea, since credit cards are often the most expensive way to borrow money.

    However, it’s critical that if consolidating your debt is the right move for you, that you speak to a professional to understand the best way in which to manage this process, otherwise you could end up with a new consolidated debt repayment, as well as needing to take out new debt in order to finance it.

    Could I remortgage to consolidate debts?
    The answer to this is yes, you can. Whilst it is not your only option, there are lots of reasons why consolidating debt into a new mortgage is the right thing to do. Here is where our experienced mortgage consultants can suggest the correct course of action.

    A conversation with our debt consolidation specialists will enable you to be sure about the correct course of action. This advice will help you understand your options, whether a remortgage is even possible based upon your specific circumstances and if so, which products are most suitable for your requirements.

    What are my remortgage options?
    There are two main ways that remortgaging can improve your situation.
    • Release the equity that is in your property as a lump sum and use this to repay your other debts
    • Reduce your monthly mortgage payment, freeing up money to repay your other debts.

    Contact the Experts Today!

    Our expert team are ready to help you. Complete the form below...

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      Customer Satisfaction

      Our post-completion surveys ensure we are constantly improving

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      Mortgages Completed

      Our experienced team have completed over 4,300 mortgage applications


      Years of Experience

      There is nothing about the industry that our fully-qualified team do not know


      Team Members

      Our niche specialists provide our customers with a personal service

      Our Remortgage Process

      Our proven and methodical process will ensure we secure you the best possible deal, keeping you fully up-to-date at every stage. Here is how it works...
      • 1

        The Introduction

        We start by getting to know you, your needs and your requirements. Here we assess your incomings and outgoings, setting an agreeable budget.

      • 2

        Product Match

        Then we obtain and review your credit profile before searching the 'whole of market' to find the most suitable lender and mortgage product for your requirements.

      • 3

        Lender Agreement

        Next up we provide you with a fully protected mortgage quote and then look to obtain a mortgage in principle from the selected lender.

      • 4

        Completion Time

        Finally, we complete all of the relevant paperwork and guide you through the remainder of the process until success completion has been achieved.

      Our Debt Remortgage Reviews

      We have supported 1000's of clients in providing remortgage solutions to manage their debt problems. Here are just a few...

      Let's Start your Debt Consolidation Remortgage Application Today!

      Here we will capture all of the detail we require to start finding you the perfect mortgage product.
      Apply Now

      Example rate shown is a 5 year fixed rate of 1.59% then SVR currently 3.59% for Term. Based on 75% Loan to Value. The overall cost for comparison, APRC, is 2.94%. Availability and suitability of the product will depend on your personal circumstances. Rate correct as at 7th January 2021.

      We charge a fee of £750 for the straight forward mortgage application and up to £1,495 for the more complex ones. Prior to application we will let you know when this becomes payable. Please note we do not charge any fees upfront. CCJ Mortgage Expert, IVA Mortgage Expert, Expat Mortgage Expert and The Mortgage Expert are trading styles of The Mortgage Expert Group Ltd. The Mortgage Expert Group Limited is authorised and regulated by the Financial Conduct Authority (FCA) and is entered on the Financial Services Register under reference 980777. Registered in England 11642575. Registered Office: Wrest Park, Silsoe, Bedford, Bedfordshire MK45 4HS. It is our intention to provide you with a high level of customer service at all times. If there is an occasion when we do not meet these standards and you wish to register a complaint, please contact us by writing to our Customer Services Department, The Mortgage Expert, Wrest Park, Silsoe, Bedford, Bedfordshire MK45 4HS or by phone: 01582 450000. If you cannot settle your complaint with us, you may be entitled to refer it to the Financial Ombudsman Service