Looking for Zebra Mortgage Centre? We have a New Name.

Same team of expert consultants...

Same range of mortgage, loan and protection services...

Still based on Union Street in Luton, Bedfordshire...

Welcome to The Mortgage Expert Group!

About Us
Industry experts

Qualified team of brokers & specialists

Access to exclusive rates

We can access exclusive lender rates

Personal service

It is as personal to us as it is to you

Vast Experience

Completed nearly 4,300 policies

Same Wide Range of Mortgage Services

Whether you are an experienced home mover, this is your first time, or you are buying yourself an investment property, we are here to support you in achieving the best possible product for your circumstances.

Same Expert Team of Consultants

Fear not, Ryan Radford and his team of expert consultants are still available to assist with all of your mortgage and protection needs, we have just got a new name.

Ryan Radford

Managing Director

Ryan has been providing mortgage advice for 20+ years, launching Zebra Mortgage Centre and now managing The Mortgage Expert.

Damon Palmer


Damon has over 33 years experience across financial services, overseeing our lender relationships and ensuring compliance.

Darryl Dhoffer

Mortgage & Protection Specialist

Darryl has supported 100s of clients with mortgage products both locally around Bedfordshire and across the UK.

Now that you have found The Mortgage Experts, do not settle for anything less.

With nearly 150 years of financial services experience, from debt management to mortgages to protection, our varied industry knowledge will cater for any financial circumstance you find yourself in.

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Customer Satisfaction

Our post-completion surveys ensure we are constantly improving

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Applications Completed

Our experienced team have completed over 4,300 applications


Years of Experience

There is nothing about the industry that our fully-qualified team do not know

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Lender Partnerships

From banks to niche lenders, we will find you the perfect provider

Our Specialist Group of Companies

Regardless of your personal circumstances, The Mortgage Expert Group have situation-specific specialists on hand to advise you today.

Our specialist Buy-to-Let team are ready to secure you the perfect deal.

We have helped 100s of clients with CCJs get mortgages and we are here for you too.

Arranging a mortgage from abroad can be tricky, but not with us on board.

Regardless of where you are in your IVA journey, we are here to help.

Client Testimonials

Happy clients are the bedrock of any strong business and ours is no exception. Read our testimonials below.
I've used Ryan and his team at Zebra Mortgage Centre for 20+ years now. I recently remortgaged with The Mortgage Expert and am delighted to say that the same great service remains. These guys are brilliant!
Paul Elliott Harpenden, Hertfordshire
Thank you so much for all your help in securing our dream family home, we are so grateful for the time you have spent in helping us. We wouldn't hesitate in recommending you to others.
The Williams Family Luton, Bedfordshire
I recently remortgaged my home in Wigmore, Luton with The Mortgage Expert and they were great. Special shoutout to both Darryl and Sophie who looked after me right throughout the process.
Ranbir Bhatt Luton, Bedfordshire

Contact Us Today!

1 Union Street, Luton, Beds, LU1 3AN0800 488 0004hello@tmexpert.co.uk

Opening Hours

Monday-Friday09:00 - 17:30

Let's start your mortgage enquiry today...

Here we will capture all of the detail we require to start finding you the perfect mortgage product.
Enquire Now

We charge a fee of £750 for the straight forward mortgage application and up to £1,495 for the more complex ones. Prior to application we will let you know when this becomes payable. Please note we do not charge any fees upfront. CCJ Mortgage Expert, IVA Mortgage Expert, Expat Mortgage Expert and The Mortgage Expert are trading styles of The Mortgage Expert Group Ltd. The Mortgage Expert Group Limited is authorised and regulated by the Financial Conduct Authority (FCA) and is entered on the Financial Services Register under reference 980777. Registered in England 11642575. Registered Office: Wrest Park, Silsoe, Bedford, Bedfordshire MK45 4HS. It is our intention to provide you with a high level of customer service at all times. If there is an occasion when we do not meet these standards and you wish to register a complaint, please contact us by writing to our Customer Services Department, The Mortgage Expert, Wrest Park, Silsoe, Bedford, Bedfordshire MK45 4HS or by phone: 01582 450000. If you cannot settle your complaint with us, you may be entitled to refer it to the Financial Ombudsman Service