Accident and Sickness Insurance

Regardless of your personal circumstances, we will source you the ideal AS cover

We are Accident and Sickness Insurance Experts!

We have completed hundreds of AS policies over the past couple of decades, so you are in great hands.
Accident and Sickness insurance, often referred to as AS cover, is the only form of protection which covers you against the loss of income incurred due to having an accident or being ill.

With Covid-19 adding a huge level of uncertainly to roles in many industries, this form of protection ensures you are able to maintain household bills and other essential outgoings. This will ensure your family’s welfare and lifestyle is maintained.

AS insurance is an insurance protection which offers short term assistance in paying your outgoings, in the event that you are temporarily unable to work.

The cover usually commences a month after the event, but can start from day one if required and provides financial assistance for a specific time-limited period, usually 12 or 24 months depending on the product.

If you are looking to take out AS protection, we thoroughly recommend utilising a protection specialist to recommend a suitable product for you, as reading the small print is often essential in ensuring you fully understand what is and is not covered.

Our AS advisers are ready to support you. Contact us today!

Qualified Protection Specialists
Trustworthy Organisation
Regular Communication
Knowledgeable Professionals
Customised Relationship
Professional Experience
The industry which I work in can be fairly susceptible to market conditions and so I needed AS cover to ensure my income didn't disappear overnight if I was sick. The Mortgage Expert team were fantastic!
Paul Davies Swansea

We are not just Mortgage Experts, but Protection Specialists too!

With nearly 150 years of financial services experience, from debt management to mortgages to protection, our varied industry knowledge will cater for any financial circumstance you find yourself in.

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Customer Satisfaction

Our post-completion surveys ensure we are constantly improving

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Policies Completed

Our protection specialists have completed over 2,000 policies


Years of Experience

There is nothing about the industry that our fully-qualified team do not know

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Provider Partnerships

From banks to niche lenders, we will find you the perfect provider

We are trusted by 20+ insurance providers from across the UK!

View Providers

Contact us today to source the perfect AS insurance policy!

Our experienced protection specialists are ready and waiting to match your individual circumstances with the ideal policy. Complete this form and we will get straight back to you.

    We charge a fee of £750 for the straight forward mortgage application and up to £1,495 for the more complex ones. Prior to application we will let you know when this becomes payable. Please note we do not charge any fees upfront. CCJ Mortgage Expert, IVA Mortgage Expert, Expat Mortgage Expert and The Mortgage Expert are trading styles of The Mortgage Expert Group Ltd. The Mortgage Expert Group Limited is authorised and regulated by the Financial Conduct Authority (FCA) and is entered on the Financial Services Register under reference 980777. Registered in England 11642575. Registered Office: Wrest Park, Silsoe, Bedford, Bedfordshire MK45 4HS. It is our intention to provide you with a high level of customer service at all times. If there is an occasion when we do not meet these standards and you wish to register a complaint, please contact us by writing to our Customer Services Department, The Mortgage Expert, Wrest Park, Silsoe, Bedford, Bedfordshire MK45 4HS or by phone: 01582 450000. If you cannot settle your complaint with us, you may be entitled to refer it to the Financial Ombudsman Service