Equity Release

Equity release mortgages are a tried and trusted method of freeing up the equity that you’ve built up over the years.

We are Equity Release Experts!

To apply for an equity release mortgage, you need to be at least 55 years old, and own your own home.
The cost-of-living crisis is continuing to hit Brits hard, but there is an easy way for you to make your money go further.

Perhaps you’d love to have the cash to build that extension you’ve dreamt about for years.

Or maybe you want to release funds from your property so that you can relax and enjoy your retirement.

If you are at least 55 years old, you could make the most of an equity release mortgage. This will provide you with a tax-free lump sum, allowing you to fund major life decisions or enjoy your retirement without worrying about how to repay your mortgage.

Equity release mortgages are a tried and trusted method of freeing up the equity that you’ve built up over the years. They are also increasingly being used by older generations to clear any monthly mortgage repayments and enjoy a comfortable retirement.

Fully-Qualified Workforce
Trustworthy Organisation
Regular Communication
Knowledgeable Professionals
Customised Relationship
Professional Experience
We have used The Mortgage Expert for our last three remortagges. We would never consider doing it ourselves, using The Mortgage Expert is a no brainer in our eyes!
David and Paula Murray London
Testimonial-LandlordInsurance

Now that you have found The Mortgage Experts, do not settle for anything less.

With nearly 150 years of financial services experience, from debt management to mortgages to protection, our varied industry knowledge will cater for any financial circumstance you find yourself in.

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Customer Satisfaction

Our post-completion surveys ensure we are constantly improving

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Mortgages Completed

Our experienced team have completed over 2,200 applications

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Years of Experience

There is nothing about the industry that our fully-qualified team do not know

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Lender Partnerships

From banks to niche lenders, we will find you the perfect provider

Our Equity Release Process

Our proven and methodical process will ensure we secure you the best possible deal, keeping you fully up-to-date at every stage. Here is how it works...
  • 1

    The Introduction

    We start by getting to know you, your needs and your requirements. Here we assess your incomings and outgoings, setting an agreeable budget.

  • 2

    Product Match

    Then we obtain and review your credit profile before searching the 'whole of market' to find the most suitable lender and mortgage product for your requirements.

  • 3

    Lender Agreement

    Next up we provide you with a mortgage quote and then look to obtain an offer from the selected lender.

  • 4

    Completion Time

    Finally, we complete all the relevant paperwork and guide you through the remainder of the process until a successful completion has been achieved.

Let's start your enquiry today...

Here we will capture all of the detail we require to start finding you the perfect mortgage product.
Enquire Now

THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
We charge a fee of £750 for the straight forward mortgage application and up to £1,495 for the more complex ones. Prior to application we will let you know when this becomes payable. Please note we do not charge any fees upfront. CCJ Mortgage Expert, IVA Mortgage Expert, Expat Mortgage Expert and The Mortgage Expert are trading styles of The Mortgage Expert Group Ltd. The Mortgage Expert Group Limited is authorised and regulated by the Financial Conduct Authority (FCA) and is entered on the Financial Services Register under reference 980777. Registered in England 11642575. Registered Office: Wrest Park, Silsoe, Bedford, Bedfordshire MK45 4HS. It is our intention to provide you with a high level of customer service at all times. If there is an occasion when we do not meet these standards and you wish to register a complaint, please contact us by writing to our Customer Services Department, The Mortgage Expert, Wrest Park, Silsoe, Bedford, Bedfordshire MK45 4HS or by phone: 01582 450000. If you cannot settle your complaint with us, you may be entitled to refer it to the Financial Ombudsman Service