What protection do I need?
How to protect you and your family
COVID-19 has had a massive impact on all of us and highlighted, for many, the importance having, taking up, or just simply reviewing the types of Protection Insurance we have in place.
There are various types of protection cover on offer, meeting differing needs such as paying out on loss of life, or loss of income due to a serious illness or injury.
Going back to pre-pandemic times, many people would have entered 2020 in robust physical, mental and financial health, but could now find themselves in a totally different place. Mental and physical health concerns are very much front of mind. And with the recession, furlough, and the impact on entire market sectors, people’s financial resilience may have taken a battering too.
What can you do to protect yourself?
In our summer newsletter, we look at a few of the key areas where different types of insurance may deliver the protection you need.
Of course, we understand some people will still view protection insurance as ‘not for them’, or ‘too expensive’, or ‘don’t believe the insurer would pay out in the event of a claim.’
We can prove the overall pay out of claims is actually 98%.
As far as the cost of it goes, you may be pleasantly surprised once we look at what’s on offer for you. And the pandemic has generated more interest, with around 1 in 6 people now saying they’re more likely to consider taking up a protection product.
As for it’s ‘not for them’, surely it’s better to have something in place (and possibly never need it), than suddenly need something (and not have it)?
If you’re not sure whether it is right for you, the first step is to read our handy guide. Then give us a call. We understand insurance products and can give you the advice you need to protect yourself, your way of life and your family.